Bad Bill Mashup: HB 576 Provisions Crammed into HB 148
In a disappointing move, lawmakers have revived the worst parts of HB 576—provisions LMTA strongly opposed—by adding them to HB 148. This amendment drastically expands government control over insurance rate-setting by:

• Eliminating definitions for competitive vs. non-competitive markets

• Removing objective standards for reviewing rate filings

• Giving the Insurance Commissioner broad, subjective authority to reject rates

Why the switch? HB 576 couldn’t advance on its own because it was authored by a Democrat. So legislators tacked its language onto HB 148 to keep it alive. Let’s be clear: bad policy is still bad policy—no matter who sponsors it. This move undermines reform and sends a chilling message to insurers already wary of doing business in Louisiana.

YOUR TESTIMONY IS NEEDED: Senate Action on Insurance Reform

The fight for real reform now moves to the Louisiana Senate—and this is where the challenge gets steeper. Next week, the Senate Judiciary A Committee will begin hearing key bills aimed at reducing lawsuit abuse and lowering insurance costs—critical issues for every Louisiana trucking business.

Unlike the House, the Senate does not have as many natural allies for our industry. That’s why your voice is urgently needed. Testifying in person helps lawmakers see the real impact of a broken system on small businesses, family fleets, and working people.

📍 Judiciary A Committee Hearing
🗓 Tuesday, May 13, 2025
🕘 9:00 AM – 4:00 PM* (Hainkel Room)
*End time subject to change based on the agenda.

👉 Planning to testify? Click here for parking and Capitol access info.